Who needs insurance for jewelry?
If you have an engagement ring or other valuable jewelry, a standalone jewelry insurance policy can protect it with specialized coverage.
While your homeowners, renters, or condo insurance may offer coverage for jewelry, you’d need to add a rider for the pieces you want insured, and making a jewelry claim could affect your entire property insurance rate. With a dedicated policy through Lavalier, you get specialized, “all risk” coverage, and your rate won’t automatically increase if you make a claim.
How does jewelry insurance work?
Jewelry insurance works by protecting you from the cost of your jewelry getting lost, damaged, or stolen. If that happens, you’ll make a claim and Lavalier will work with you and your preferred jeweler to repair or replace the piece.
You’ll have a chance to approve the repair or replacement before the claim is completed. Lavalier will pay